When you start shopping around for a Single Trip Travel Insurance price comparison you’ll find a world of difference between the major travel insurers, in not only the final premiums but also the amount of cover for important items, and often the amount of excess on a claim as well.
A travel insurance comparison on price will reveal differences of 20% to 40% in many cases, and when comparing with travel agencies the difference can be as great as 60%.
Price Comparison, Single Trip 2 weeks Asia
Assumptions:Destination: Asia | Duration: 2 weeks | Number of adults: 1 | Number of children: 0 | Oldest traveller age: 49 or under | Australian citizen | No pre-existing conditions
| Insurer | Policy | Premium | Excess | Luggage/ Personal Effects | Medical Expenses | Cancellation Costs | Personal Liability | |
|---|---|---|---|---|---|---|---|---|
 | Basics | $50.40 | $100 | no cover | Unlimited | no cover | $5 Million |  |
 | Essentials | $63.90 | $125 | $3,000 | $5 Million | $2,500 | $2.5 Million | |
| Essentials | $65.80 | $100 | $2,000 | Unlimited | No cover | $5 Million | |
| Excel | $72.80 | $125 | $4,250 | $5 Million | $5,000 | $5 Million | |
 | Worldwide Excl USA | $75 | $100 | $2,500 | $5 Million | $10,000 | $2.5 Million | |
| Comprehensive | $77.50 | $100 | $5,000 | Unlimited | Unlimited | $5 Million | |
 | UK & Asia | $82 | $100 | $12,000 | Unlimited | Unlimited | $2.5 Million | |
Price Comparison, Single Trip 2 weeks USA
Assumptions:Destination: USA | Duration: 2 weeks | Number of adults: 1 | Number of children: 0 | Oldest traveller age: 49 or under | Australian citizen | No pre-existing conditions
| Insurer | Policy | Premium | Excess | Luggage/ Personal Effects | Medical Expenses | Cancellation Costs | Personal Liability | |
|---|---|---|---|---|---|---|---|---|
| Basics | $63.00 | $100 | no cover | Unlimited | no cover | $5 Million | |
| Essentials | $80.10 | $125 | $3,000 | $5 Million | $2,500 | $2.5 Million | |
| Worldwide Incl USA | $82.00 | $100 | $2,500 | $5 Million | $10,000 | $2.5 Million | |
| Worldwide Incl USA | $90.00 | $100 | $12,000 | Unlimited | Unlimited | $2.5 Million | |
| Excel | $91.80 | $125 | $4,250 | $5 Million | $5,000 | $5 Million | |
| Essentials | $94.10 | $100 | $2,000 | Unlimited | No cover | $5 Million | |
| Excel Plus | $100.80 | $125 | $6,000 | $5 Million | $5,500 | $5 Million | |
| Comprehensive | $115 | $100 | $5,000 | Unlimited | Unlimited | $5 Million | |
